FOR COVID-19 PANDEMIC-RELATED SITUATIONS ONLY

The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners get caught up on their housing payments. The program is absolutely free and the funds do not need to be repaid.
The California Mortgage Relief Program is part of the state’s Housing is Key initiative. 

Mortgage relief funds are now available to California homeowners who have fallen behind on their housing payments during the COVID-19 Pandemic. Qualified homeowners will not have to pay back funds that are awarded.

The California Mortgage Relief Program is funded by the 2021 American Rescue Plan Act’s Homeowners Assistance Fund. It was designed to provide assistance to qualified homeowners who have fallen behind on their housing payments due to pandemic-related financial hardships. The program will be provided to homeowners through the CalHFA Homeowner Relief Corporation as part of the state’s Housing is Key initiative.

Participating Mortgage Se… [read more]

The Children’s Community Chest Program is a discretionary emergency fund of last resort to meet the needs of children in Nevada and Sierra Counties for which no other community support is available or who find themselves in a situation that requires a timely response. The eligibility area includes parts of the Tahoe-Truckee region that are in Nevada County or Sierra County.

A variety of hardships are funded, such as: emergency rental assistance, transportation needs, utility payment to avoid shut-off, car repairs, medical related costs, counseling services and summer camps.

This is truly a funding of last resort. Requests for Children’s Community Chest must be submitted by local public and nonprofit agencies and may be emailed to lourdesv@sncs.org. Application & Guidelines here: http://www.sncs.org/PDFs/Forms/Community_Chest_Application.pdf. SNCS needs proof of how the money will be spent before they'll provide the funds. For example: a written price quote, bill, etc.… [read more]

Roseville has established a 10 percent affordable housing goal (a combination of purchase and rental) in an effort to create a partnership with the development and business communities in providing housing for low to middle income families.

There is a list of subdivisions that still have an obligation for affordable units but they may not have been built or marketed yet. There is information on their website on how to sign up for email notification when affordable purchase units, whether new or resale, become available.

The City of Roseville's 10 percent affordable housing goal includes affordable rental units to provide rental housing for low to middle income families. Affordable Rental Housing Development Agreements (ARHDA), Regulatory Agreements and Owner Participation Agreements are the mechanisms by which affordable units are identified. The agreements require affordability be maintained for a specific time period. City staff monitors each agreement on an annual basis to ensure compliance and reports its findings to the City Council during a public hearing.

The First Time Home Buyer Down Payment Assistance Program (FTHB) is designed to promote home ownership for low income, first time homebuyers. Down payment assistance is in the form of a deferred loan (second mortgage), not due and payable until sale, transfer of property or 30 years, whichever happens first. Maximum assistance will be in the amount of $60,000. Contact the City of Roseville to inquire if there are funds available. We always accept applications to add interested buyers to our waiting list.

The Housing Choice Voucher Program is a program of the US Department of Housing and Urban Development (HUD) designed to assist very low income families, the elderly and the disabled and help them afford decent, safe and sanitary housing in the privately-owned rental market. Income qualifications must be met in order to be considered for the Housing Choice Voucher program, in which one’s income may be no greater than 50% of the Area Median Income.

Visit City of Roseville's HCV website to see about open availability/waiting lists.

The Housing Rehabilitation program provides loans and grants for housing occupied by low-income families to correct home health and safety problems and help revitalize neighborhoods. Deferred payment loans (no monthly payment required) of up to $100,000 at 0% interest are available to qualified, owner occupied properties. Loans can also be used to make the home accessible to accommodate persons with disabilities. One time only grants of up to $5,000 are available to low-income elderly and/or disabled homeowners. These grants are used to correct health and safety defects and do not need to be repaid. Program funds are very limited.

Foothills Habitat for Humanity builds simple, safe, affordable ownership-housing for low income families by partnering with God's people from all walks of life. The vision of Foothills Habitat for Humanity is to eliminate substandard housing in Placer County. Please contact or visit the website for additional information.

Builds affordable homes in partnership with local low income families.

Offers the Habitat Home Ownership Program that provides an opportunity for local, low income families to purchase a simple, decent, affordable home in Nevada County. 

Offers a Housing Services Program to low-income households by administering government funds for:

• First Time Home Buyer Down Payment Assistance.
• Community Services Programs.

The Nevada County Housing and Community Services Program is a partner of the Homeless Outreach and Medical Engagement (HOME) Team, created in June 2019.
 
The HOME Team is a partnership between Nevada County, Hospitality House, Turning Point Community Programs and AMI Housing.
 
County staff can contact the HOME team to connect someone they think may need additional help or services. Staff can also direct customers experiencing homeless to the team directly by having them either call or email the team directly. The team can be reached Monday through Friday, 8:00 a.m. to 5:00 p.m. by calling (530) 470-2686 or emailing home@co.nevada.ca.us
 
With one phone call (during business hours) someone can be reached who can work to connect the person to a variety of services including treatme… [read more]